Fintech Software Development: Custom Platforms and PAYMENT GATEWAYS

The timeline depends heavily on scope: a payment gateway with automated KYC is not as complex as a trading platform with live market data. A focused first version can be delivered in 2-5 days to validate the main user journey, while sensitive modules (fraud detection, reconciliation, reporting) are delivered in stages. The exact schedule is confirmed during the discovery call, after analyzing your regulatory requirements.

We do not issue the certification ourselves: it is granted by an approved assessor based on your processing level. Our role is to design the platform following PCI-DSS best practices: card tokenization, encryption, network segmentation, logging and minimizing stored data. We then help you prepare for the audit by providing the necessary architecture and documentation.

Yes. We integrate payment processors through their official APIs, handling webhooks, 3D Secure, refunds and disputes. The choice of processor depends on your markets, currencies and fee model, and we can also build an abstraction layer to switch between or combine several processors without rewriting your application.

We integrate identity verification providers such as Onfido, Jumio or Trulioo for document OCR, liveness detection and sanctions screening. The KYC flow is orchestrated inside your platform: collection, automatic verification, manual review of ambiguous cases and evidence retention. If you already work with another provider, we review its integration during the discovery call.

Yes. We develop trading interfaces with charts, order books, portfolio management and market analytics, powered by real-time data feeds via WebSocket. The architecture separates feed ingestion, order processing and display to keep latency low. The market data provider is chosen with you based on the assets covered and licensing constraints.

Yes. The platform can handle multiple currencies with real-time exchange rates, automated conversion and cross-border payment rails. We address multi-currency reconciliation, rounding and per-currency reporting from the design stage. Available corridors depend on the processors and banking partners selected for your project.

We approach every FinTech project through security and compliance, not just the interface: tokenization architecture, fraud detection, KYC/AML workflows and audit trails are part of the foundation. Penetration testing and a security audit are built into the process before launch. You work with a team that understands the constraints of payments and financial services.

We build immutable audit trails that record every transaction, every status change and every admin action. A compliance dashboard lets you monitor transactions, generate the reports your regulators expect and export them to CSV, PDF or Excel. The exact report format is defined with your compliance team according to the relevant jurisdiction.